Harrisburg Uninsured & Underinsured Motorist Lawyer
Pennsylvania’s financial responsibility law requires all drivers to have auto insurance coverage in case of a collision. Unfortunately, many drivers allow their policies to lapse or only maintain a minimal amount of coverage. If you sustain injuries or damage in an accident with an uninsured or underinsured driver, you may initially believe that your chances of recovering for your losses are slim. However, the Harrisburg uninsured accident claims lawyers at the office of Ira H. Weinstock, P.C. can help you obtain compensation in cases involving uninsured or underinsured motorists.
Uninsured or Underinsured Motorist Coverage
The law in Pennsylvania also requires all auto insurance companies to offer policies that provide coverage in the event of an accident with an uninsured or underinsured driver. Having this type of coverage is not mandatory, though it is a good idea because you want to be fully protected should a collision occur with this type of motorist. If you do not want this type of policy, the law requires you to affirmatively and properly waive your right to the coverage.
If you do have uninsured or underinsured motorist coverage, an attorney can assist you in properly making a claim under the policy. These claims often have specific time limits and requirements that may differ from other types of claims, so it is important to have a lawyer who understands the uninsured/underinsured claim process and can provide the necessary proof of your losses. In addition, if your insurer claims that you do not have this type of coverage, an attorney can review to determine whether you made a proper waiver and, if you did not, argue that you should be covered.
Other Potential Sources Of Compensation
Even if you did properly waive your right to uninsured or underinsured motorist coverage, there still may be other ways to recover for your losses. First coverage may be available under other types of insurance policies and an attorney with understanding of insurance can identify if this is true in your case. In addition, a lawyer can assist you filing a lawsuit in civil court against the at-fault driver that seeks compensation for your injury-related losses.
Hit And Run Accidents and Phantom Vehicles
The law requires motorists involved in collisions to stop and remain at the scene of the accident. However, many people flee the scene after causing an accident, leaving you with injuries and property damage and no information regarding the negligent party. In addition, some drivers may make careless or reckless maneuvers that run you off the road while they keep driving, often with no knowledge of the resulting accident. In cases involving both hit and run accidents and phantom vehicles, you may be able to recover under your uninsured and underinsured motorist policy. These cases have strict requirements and deadlines, so do not delay in contacting a Harrisburg accident lawyer today.
Discuss Your Case With An Experienced Harrisburg Uninsured/Underinsured Motorist Lawyer
At the Harrisburg law office of Ira H. Weinstock, P.C., we have helped many accident victims find relief under uninsured and underinsured motorist policies. If you would like to discuss how we can help you, please call for a free consultation at 717-238-1657 today.