Carlisle Workers Comp Benefit Lawyer
Under the Pennsylvania Occupational Disease and Workers’ Compensation Acts, all employers are required to carry workers’ compensation insurance. Employers who do not comply with these Acts are subject to criminal prosecution that can result in substantial fines, jail time, or both. Employers who do not carry workers’ compensation insurance are also at risk of being sued by their employees after they are hurt. Below, our Carlisle workers comp benefit lawyer explains when coverage begins and the compensation that is available.
When Does Workers Comp Coverage Begin?
For employers, workers’ comp coverage begins the day after the workers’ compensation application, along with the premium check, is submitted to the Department of Labor and Industry. For employees, workers’ compensation begins on the first day of employment.
What Does Workers Comp Cover?
Workers’ compensation provides medical and wage loss benefits to workers who are hurt on the job, contract a disease, or who have a condition that becomes worse due to the course of employment. Benefits are available regardless of whether an employee suffered a physical or medical condition prior to starting a job. In most cases, employees are also eligible for benefits even if they caused or contributed to the accident. If you are hurt while on the job, your employer or the insurance company who provides them coverage must pay for their necessary and reasonable medical expenses incurred due to the injury.
What Medical Benefits Does Workers Comp Provide?
There are a number of medical benefits provided by workers’ compensation. These include:
- Services provided by health care providers, including doctors and chiropractors
- Reasonable medical and surgical services required
- Hospital treatment supplies and services including semi-private rooms and private rooms when a semi-private room is not available
- Prescription medications and supplies
- Orthopedic supplies and appliances
What Lost Wages Benefits Does Workers Comp Provide?
Workers’ compensation will cover two-thirds of your lost wages for total disability, up to a certain dollar amount. Payments are made for the full duration of the disability and there is no maximum payment period. These payments are also not taxed.
Benefits for total disability are also paid if you cannot return to work as a result of an injury or disease suffered on the job. You are entitled to workers’ comp coverage until:
- You have reached full medical recovery without restrictions,
- You can return to full employment as you did prior to the injury, or
- You are physically and mentally able to perform other employment with no loss in earnings.
Our Workers Comp Benefits Lawyer in Carlisle Can Advise on the Coverage You are Eligible For
At Ira H. Weinstock, P.C., our Carlisle workers comp benefit lawyer is dedicated to helping employees who have been hurt in the workplace. After reviewing the facts of your case, we will determine how much coverage you are eligible for and help you through the process so you obtain the full and fair settlement that is rightfully yours. Call us today at 717-238-1657 or fill out our online form to request a free review of your case and to learn more about how we can help.